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How ii’s November cashback works for UK investors: the £20,000 minimum, what you get at each funding level, which accounts count, how to claim it and the 12-month rule to know before you move your money.
£100 to £5,000 cashback
Set by the total you add to new ii accounts opened in November.
Capital at risk. The value of your investments can go down as well as up, so you may get back less than you invest. Terms and fees apply. Sponsored link.
Affiliate link. We may earn a commission if you open an account, at no extra cost to you. See all cashback tiers
Quick answer
Open a new ii Stocks and Shares ISA, Managed ISA, Personal Pension (SIPP) or Trading Account through our link between 1 and 30 November 2026, then add at least £20,000 in total by deposit, transfer or both. ii pays cashback of £100 to £5,000 depending on the combined amount across all your new accounts, into your ii Trading Account within 30 days of qualifying. The offer is for people who were not ii customers on or before 31 October 2026, and your accounts need to stay open and funded for at least 12 months or ii can take the cashback back. There is no promo code to enter.
Here is the whole offer in one table. Everything comes from ii’s own terms for this offer and its offer pages, which we read on 10 November 2026.
| What you get | Cashback of £100 to £5,000, paid into your ii Trading Account |
|---|---|
| How much | Set by the total you add across your new accounts, in eight tiers (see below) |
| Minimum | £20,000 in total, from deposits, pension contributions, transfers or a mix |
| Eligible accounts | ii Stocks and Shares ISA, Managed ISA, Personal Pension (SIPP) and individual Trading Account, opened between 1 and 30 November 2026 |
| Who can claim | New ii customers aged over 18 and living in the UK. Not available if you were an ii customer on or before 31 October 2026 |
| When it arrives | Within 30 days of meeting the conditions, or of opening your ii Trading Account if that is later |
| Holding period | Accounts must stay open and funded for 12 months after your last qualifying deposit or transfer |
| Promo code | None needed. Open your account through our link |
| Offer ends | 30 November 2026. ii can change or withdraw the offer at any time |
| Last checked | 10 November 2026 |
Three account types qualify, and every ii plan includes all of them. You can open more than one: what you add to each new account opened in November is added together to work out your cashback tier.
Includes the Managed ISA. Invest up to £20,000 a tax year free of UK income tax and capital gains tax, or transfer ISAs you already hold with another provider.
See ii’s ISA offerCapital at risk. Tax treatment depends on your circumstances and can change.
Make contributions, which can qualify for tax relief, or transfer pensions you already hold. Money in a pension is normally locked away until age 55, rising to 57 from April 2028.
See ii’s SIPP offerCapital at risk. Check for exit fees or lost benefits before transferring a pension.
A general investment account with no tax wrapper. ii pays the cashback into this account only, so you will need one even if you mainly use an ISA or pension.
See ii’s Trading Account offerCapital at risk. Gains and income may be taxable.
Banners supplied by interactive investor for the November 2026 offer.
The cashback is fixed for each tier, and it is worked out on the combined amount you add to all the new accounts you open during the offer period. What changes is how much the cashback is worth relative to the money you move.
| Total added to new accounts | Cashback | Cashback as a share of the amount |
|---|---|---|
| Under £20,000 | £0 | Does not qualify |
| £20,000 to £49,999.99 | £100 | 0.50% at £20,000, falling to 0.20% |
| £50,000 to £99,999.99 | £150 | 0.30% at £50,000, falling to 0.15% |
| £100,000 to £249,999.99 | £250 | 0.25% at £100,000, falling to 0.10% |
| £250,000 to £499,999.99 | £500 | 0.20% at £250,000, falling to 0.10% |
| £500,000 to £999,999.99 | £750 | 0.15% at £500,000, falling to 0.08% |
| £1,000,000 to £1,999,999.99 | £1,000 | 0.10% at £1 million, falling to 0.05% |
| £2,000,000 to £2,999,999.99 | £2,500 | 0.13% at £2 million, falling to 0.08% |
| £3,000,000 or more | £5,000 | 0.17% at £3 million, falling the more you add |
Tiers from ii’s new customer offer terms for 1 to 30 November 2026, read on 10 November 2026. Percentages are our own calculations, rounded to two decimal places.
Thresholds make a difference. Moving £49,999 earns £100, while £50,000 earns £150. If you were already planning to move an amount close to one of the thresholds, it is worth knowing where they sit.
Do not move more than you meant to just to reach a higher tier. The money is invested at your own risk and needs to stay with ii for at least 12 months to keep the cashback.
There is no form to fill in for the ISA offer: the cashback applies once you meet the conditions. The order of the steps matters, particularly the Trading Account, because that is the only place ii pays the cashback.
Most of the fine print is about what happens after the money arrives. These are the rules from ii’s terms for this offer that are most likely to catch people out.
No. The cashback applies when you open a new account during the offer period and meet the conditions, so there is nothing to type in. Open your account through the button on this page.
This offer is only for people who were not ii customers on or before 31 October 2026. ii publishes separate terms for existing customers, so if you already have an ii account, check ii’s own website for what applies to you.
Cashback should not decide where you invest, so here is the short version of how ii works for a UK investor, based on our full Interactive Investor review.
ii charges a flat monthly subscription rather than a percentage of your portfolio. The Core plan costs £5.99 a month (£71.88 a year) for portfolios up to £100,000, after which you move to Plus at £14.99 a month. Premium costs £39.99 a month. On Core, UK and US share and fund trades cost £3.99 each and foreign exchange is charged at 0.75%. Regular investing is free on every plan.
Because the fee does not grow with your portfolio, ii tends to work out cheaper on larger portfolios and more expensive on small ones. As a rough guide, the £100 cashback at the lowest tier covers a little over a year of the Core subscription, before any dealing charges.
ii is the trading name of Interactive Investor Services Limited, which is authorised and regulated by the Financial Conduct Authority (firm reference number 141282). Eligible investments are covered by the FSCS up to £85,000 per person if the firm fails.
Our view. If you were already planning to move £20,000 or more to ii, the cashback is a useful extra on money you would have moved anyway. If you are not yet sure ii suits you, read our full Interactive Investor review, or see how it compares with Hargreaves Lansdown and Interactive Brokers. You can also work out costs at your portfolio size with our UK broker fees calculator, or answer a few questions in Find My Broker.
Comparing welcome offers? See every current deal we have checked on our offers page, including the eToro bonus of up to £500 in free shares.
It depends on the total you add to your new accounts: £100 for £20,000 to £49,999.99, rising in tiers to £5,000 for £3 million or more. The full table is on this page.
£20,000 in total across the new accounts you open between 1 and 30 November 2026, made up of deposits, pension contributions, transfers or a mix.
A new ii Stocks and Shares ISA, Managed ISA, Personal Pension (SIPP) or individual Trading Account opened during the offer period. The amounts you add to each are combined.
Within 30 days of meeting the conditions, or of opening your ii Trading Account if that is later. It is paid into your ii Trading Account only.
At least 12 months from your last qualifying deposit or transfer. If you close an account or move qualifying money out before then, ii can reclaim the cashback.
No. Open a new account through our link during the offer period and meet the conditions. There is nothing to enter.
No. It is for people who were not ii customers on or before 31 October 2026. ii publishes separate terms for existing customers.
Only if moving makes sense for you anyway. Before transferring a pension, check for exit fees and any valuable benefits you could lose, such as guaranteed annuity rates. If you are unsure, speak to an FCA authorised financial adviser.
ii is the trading name of Interactive Investor Services Limited, authorised and regulated by the FCA (firm reference number 141282). Eligible investments are covered by the FSCS up to £85,000 per person if the firm fails. As with any investment, the value of your holdings can fall. Our Interactive Investor review covers safety in more detail.
Tax treatment depends on your individual circumstances and can change. If you are unsure, speak to a tax adviser.
Open your new ii account through our link by 30 November 2026 and add at least £20,000. Your accounts need to stay open and funded for 12 months.
Capital at risk. The value of your investments can go down as well as up, so you may get back less than you invest. Terms and fees apply. Sponsored link.
We read ii’s own offer terms and offer pages rather than relying on other offer sites. Where a figure is our own calculation, we say so. We recheck this page at least monthly and whenever ii changes the offer. Read more about how we work in our review methodology.
Risk disclaimer
This page is for general information and education. It is not personal financial advice and does not take account of your circumstances. Past performance is not a guide to future returns.
The value of your investments can go down as well as up, so you may get back less than you invest. Your capital is at risk. Sponsored link.
The cashback is set by ii. Its terms can change, and ii can amend or withdraw the offer at any time. ii’s own terms always take precedence over anything on this page.
Pensions: you cannot normally take money from a pension until age 55, rising to 57 from April 2028. Before transferring a pension, check for exit fees and any valuable benefits you could lose. Tax treatment depends on your individual circumstances and can change. If you are unsure whether a product is right for you, seek advice from an FCA authorised adviser.
Disclosure: the links to ii on this page are affiliate links. YourWalletManager may receive a commission if you open an account through them, at no extra cost to you. This does not affect how we describe the offer or how we review ii. Meet our editorial team.
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