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Everything UK investors need to know about XTB’s free share offer: the code, what the five shares are worth, how to qualify and the deadlines that can cost you the reward.
Capital at risk. Investment values can rise or fall. 0% commission up to €100k/month. Other fees may apply. XTB Ltd. is an investing platform. Tax treatment depends on your individual circumstances and ISA regulations which may change. Limited Availability. T&Cs apply.
5 free ETF shares
Five shares of the Vanguard FTSE Global All-Cap ETF, worth about £18 at the 21 October 2026 price.
Enter it when you open your XTB account.
Claim your 5 free shares →Capital at risk. T&Cs apply.
Promotion runs 12 October to 11 November 2026. We may earn a commission if you join through our link. How the code works
Quick answer
Open a new XTB UK account through our link and enter code WALLET when you sign up. Then, within 7 days, accept the promotion terms, deposit at least £50 and place one trade in any share or ETF. XTB credits five shares of the Vanguard FTSE Global All-Cap ETF (ticker VALL) within 3 business days of you qualifying. At the 21 October 2026 price of about £3.69 a share, that is roughly £18, though the value moves with the market. It works with both the general investment account and the Stocks and Shares ISA, and there is no minimum period you have to keep the shares. The current promotion runs from 12 October to 11 November 2026.
Here is the whole offer in one table, based on the promotion details XTB confirmed to us on 22 and 23 October 2026.
| What you get | 5 shares of the Vanguard FTSE Global All-Cap UCITS ETF (ticker VALL) |
|---|---|
| Value | About £18 at the 21 October 2026 price of roughly £3.69 a share. It rises and falls with the market |
| Promo code | WALLET |
| Minimum deposit | £50 |
| Qualifying trade | One purchase of any share or ETF, of any size. Leveraged ETPs do not count |
| Deadline | Accept the promotion terms, deposit and invest within 7 days of applying for your account |
| Eligible accounts | General investment account and Stocks and Shares ISA |
| Who can claim | New XTB UK clients aged 18 or over who are UK tax residents and open an account during the promotion. You cannot claim if you have had an active XTB account in the last 365 days, have received an XTB promotion or welcome bonus before, or are a US person |
| When it arrives | Within 3 business days of qualifying |
| Holding period | None. You can keep, sell or transfer the shares once they arrive, though XTB can reclaim the reward if it believes the offer has been abused |
| Promotion dates | 12 October to 11 November 2026. XTB can extend it |
| Last checked | 23 October 2026 |
Everything has to happen within a week of opening your account. The code is the step people most often miss, so add it as soon as you sign up.
Takes a few minutes, plus identity checks.
Both within 7 days of signing up.
Use the code from the start. The offer is for new accounts opened during the promotion with code WALLET, so add it when you sign up rather than afterwards.
Do both steps inside the week. The £50 deposit and the qualifying trade both have to happen within 7 days of applying for your account, and that window includes identity checks. A deposit only counts once it has been credited to your verified account, so start verification straight away. A deposit on its own is not enough.
Unlike some free share offers, this reward is not random. Everyone who qualifies gets the same five shares, so the only thing that changes their value is the market price.
| Fund | Vanguard FTSE Global All-Cap UCITS ETF |
|---|---|
| Ticker | VALL on the London Stock Exchange, priced in pounds |
| What it tracks | The FTSE Global All Cap Index: large, mid and small companies across developed and emerging markets |
| Holdings | 6,977 stocks at 30 September 2026 |
| Ongoing charge | 0.07% a year |
| Dividends | Reinvested automatically (accumulating) |
| Launched | August 2026, domiciled in Ireland |
Fund details from Vanguard’s product page, read on 22 October 2026. Share price from Fidelity°, 21 October 2026.
How we worked out the value. Five shares at about £3.69° each come to roughly £18.46. The price changes every trading day, so the value on the day your shares arrive may be higher or lower.
Is it worth it for a £50 deposit? Your £50 stays yours, and in return you get a small holding in a low-cost global fund. That is a useful bonus, but treat it as a welcome extra rather than a reason to choose a platform. Once credited, the shares are an ordinary investment and their price can fall as well as rise. Mentioning the fund is not a recommendation to buy it.
Answer four quick questions to see whether you can claim. Nothing you click is stored or sent anywhere.
Answer the questions above to see your result.
You look eligible. Sign up through our link with code WALLET, accept the promotion terms, then deposit at least £50 and place one share or ETF trade within 7 days.
Claim your 5 free shares →Capital at risk. Investment values can rise or fall. 0% commission up to €100k/month. Other fees may apply. XTB Ltd. is an investing platform. Tax treatment depends on your individual circumstances and ISA regulations which may change. Limited Availability. T&Cs apply.
This checker is a guide to the offer details XTB has given us. XTB makes the final decision on every reward.
XTB only asks for one trade on top of your deposit, and it can be in any share or ETF, of any size. The offer works with both XTB’s general investment account and its Stocks and Shares ISA.
Counts. A trade in any share counts, whether it is listed in the UK, the US or elsewhere. Shares priced in another currency carry XTB’s 0.5% currency conversion fee.
Counts. Any ETF purchase counts, including ETFs priced in pounds on the London Stock Exchange, which avoid the conversion fee. Leveraged exchange-traded products do not count.
Required. Deposit at least £50 into a general investment account or Stocks and Shares ISA within 7 days of signing up. It stays in your account as your own money, and you can use it for the qualifying trade.
XTB has two kinds of welcome reward, and they are easy to mix up.
Promo codes such as WALLET are issued to XTB’s partners for a specific promotion. Refer a friend links are personal links that existing XTB clients send to people they know, and they currently give both people one share of Rolls-Royce. XTB does not allow refer a friend links to be shared publicly, which is why you will not find them on sites like ours.
You have to choose one. XTB’s terms say the reward cannot be combined with other XTB promotions, and anyone who has already received an XTB promotion or welcome bonus cannot claim it.
| Code WALLET | Refer a friend | |
|---|---|---|
| Reward | 5 shares of the Vanguard FTSE Global All-Cap ETF | 1 share of Rolls-Royce, for you and your friend |
| Where it comes from | XTB partner sites like ours | An XTB client you know |
| Deposit | At least £50 | A first deposit of any amount |
| Trade needed | One share or ETF trade | No |
| Deadline | 7 days after signing up | 21 days after the link is created |
| Shared publicly | Yes | No |
Our code is an XTB partner code. YourWalletManager is an XTB affiliate partner and may earn a commission when you open an account through our link or code. It costs you nothing and does not change what you receive or how we review XTB.
Existing clients cannot use WALLET, but they can invite friends. Once your account has been open for at least 30 days and meets XTB’s activity conditions, you can create refer a friend links in the app, up to three a month, and send them directly to people you know.
XTB’s conditions are simple, but they all have to happen inside a week. These are the steps that decide whether the shares arrive. Once they arrive you can keep, sell or transfer them, but XTB can reclaim the reward if it believes the offer has been abused, for example by depositing a token amount or withdrawing everything straight after the shares arrive.
If your shares have not appeared, one of these is almost always the reason. Work through them in order.
| You did not enter WALLET at sign-up | The code is meant to be used when you open the account. Contact XTB support through the app to ask whether it can still be applied. |
|---|---|
| More than 7 days have passed | The deposit and the trade both had to be completed within 7 days of signing up. |
| Your deposit was under £50 | The minimum for this offer is £50. |
| You have not placed a trade | One trade in any share or ETF is required on top of the deposit. |
| You have had an XTB account before | The offer is for new XTB clients only. |
| It has been less than 3 business days | XTB credits the shares within 3 business days of you qualifying. |
| Everything checks out | Contact XTB support through the app or its website. |
Five free ETF shares are a nice bonus, but they should not decide where you invest. Costs and features matter far more over the years you hold an account.
XTB charges no commission on shares and ETFs up to €100,000 of trading a month, then 0.2% (minimum £10). There is no platform or custody fee on accounts holding less than €250,000. Buying assets priced in another currency carries a 0.5% conversion fee, and the general investment account has a £10 monthly inactivity fee after 12 months without trading, which does not apply to the ISA. Other fees may apply.
UK clients deal with XTB Limited, which is authorised and regulated by the Financial Conduct Authority (firm reference number 522157). Client money is held in segregated accounts, and eligible investments are protected by the FSCS up to £85,000 if the firm fails.
Our view. If you were already looking for a low-cost app for shares and ETFs, claiming five free shares when you open an XTB account costs nothing beyond a £50 deposit that stays yours. If you are not yet sure XTB suits you, read our full XTB review, or see how it compares with eToro and Trading 212. You can work out costs at your portfolio size with our UK broker fees calculator, or answer a few questions in Find My Broker.
Choosing a tax wrapper? See our guide to the best stocks and shares ISAs.
Comparing welcome offers? See every current deal we have checked on our free share offers page, including the eToro bonus of up to £500 in free shares and Robinhood free stock worth up to $175. Our Trading 212 promo code guide will show when its next free share campaign starts.
Our code is WALLET. Sign up through our link or XTB’s app and enter WALLET when you open your account. You still need to type the code if you use our link. Then accept the promotion terms, deposit at least £50 and place one share or ETF trade within 7 days.
You get five shares of the Vanguard FTSE Global All-Cap ETF. At the 21 October 2026 price of about £3.69 a share, that is roughly £18. The value moves with the market, so it may be higher or lower when your shares arrive.
Both the general investment account and the Stocks and Shares ISA qualify. XTB credits the shares to your account in the XTB app within 3 business days of you meeting the conditions.
XTB has confirmed there is no minimum holding period for this promotion, so once the shares are credited you can keep, sell or transfer them. XTB can reclaim the reward if it believes the offer has been abused, for example by withdrawing everything straight after the shares arrive. Their value can fall as well as rise.
It is a low-cost index fund that tracks the FTSE Global All Cap Index, which covers large, mid and small companies across developed and emerging markets. It held 6,977 stocks at 30 September 2026, has an ongoing charge of 0.07% a year and reinvests its dividends. It trades on the London Stock Exchange in pounds under the ticker VALL.
At least £50, within 7 days of signing up. The deposit stays in your account as your own money, and you can use it for your qualifying trade.
Yes. As well as the deposit, you need to place one trade in any share or ETF within 7 days of signing up. There is no minimum trade size.
XTB credits the five shares within 3 business days of you meeting the conditions.
The code is meant to be used when you open the account. If you signed up without it, contact XTB support through the app to ask whether it can still be applied.
No. WALLET is for new clients only. Existing clients can invite friends through XTB’s refer a friend scheme in the app once they meet its conditions.
The current promotion runs from 12 October to 11 November 2026. XTB can extend it at its discretion. We will update this page when the dates change.
XTB Limited is authorised and regulated by the FCA (firm reference number 522157). Client money is held in segregated accounts, and eligible investments are protected by the FSCS up to £85,000 if the firm fails. As with any investment, the value of your holdings can fall. Our XTB review covers safety in more detail.
Tax depends on your circumstances. Inside a Stocks and Shares ISA, returns are free of UK income tax and capital gains tax. Outside an ISA, normal tax rules apply to any gains and dividends. Speak to a tax adviser if you are unsure.
Sign up with code WALLET, deposit £50 and place one share or ETF trade within 7 days. The current promotion runs until 11 November 2026.
Capital at risk. Investment values can rise or fall. 0% commission up to €100k/month. Other fees may apply. XTB Ltd. is an investing platform. Tax treatment depends on your individual circumstances and ISA regulations which may change. Limited Availability. T&Cs apply.
We built this page from the promotion details XTB’s partnerships team confirmed to us, XTB’s own help centre and Vanguard’s fund information, rather than from other promo code sites. Where a figure is our own calculation, we say so, and third-party figures are marked °. We recheck this page at least monthly and whenever XTB changes the offer. Read more about how we work in our review methodology.
Risk disclaimer
This page is for general information and education. It is not personal financial advice and does not take account of your circumstances. When you invest, your capital is at risk and you may get back less than you put in. Past performance is not a guide to future returns.
The free shares are a reward set by XTB. Their value depends on the ETF’s market price and can go down as well as up. Mentioning the fund is not a recommendation to buy it. XTB can change, suspend or withdraw its promotions at any time, and its own terms take precedence over anything on this page.
Tax treatment depends on your individual circumstances and may change. If you are unsure whether a product is right for you, seek advice from an FCA authorised adviser.
Disclosure: YourWalletManager is an XTB affiliate partner and may earn a commission if you open an account through our link or code. This does not affect your reward or how we cover XTB. Meet our editorial team.

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About YWM
For general information only, not financial advice. Investing puts your capital at risk.
The information provided on this page and throughout the website is for general information purposes only and does not constitute financial advice. It is important that you conduct your own research and consider your own personal circumstances before making any investment decisions.
While we strive to provide accurate product information at the time of publication, the information may be subject to change by the provider at any time. Please always verify the product information before making any decisions. Past results do not guarantee future profits.
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